Personal Banking

Personal internet Banking

Personal Internet Banking provides a comprehensive, effective and secure transaction environment which allows you to do your banking from your computer via the Internet that supports both English and Chinese interfaces to meet your diverse needs, quickly and securely whenever, wherever.
Services include:
Account inquiry
Check up-to-date account balances, view transaction details and e-statements for Internet Banking linked accounts.
Local and international funds transfer
Managing your money is simple, instant and convenient. Transfer funds to anyone in Australia or overseas. You can choose to transfer funds to China and enable the beneficiary to receive money in RMB by remitting AUD/USD from Australia with our RMB Pre-Settlement service.
BPAY®
BPAY is a national electronic bill payment service, jointly developed by Australia’s leading financial institutions. If your bill allows BPAY payment method, you can use BPAY to pay your bill via our Personal Internet Banking.
Term deposit
You can transfer funds into or out of the term deposit account from a linked account. View details of term deposit accounts.
 Loan Account Management
Managing your loan account, such as loan account details enquiry, repayment transactions enquiry and making early repayments to loan account.
Credit Card Management
Managing your credit card, such as checking outstanding balance and transaction history, and reviewing your repayment history.
Debit Card Management
Managing your debit card, such as checking debit card transaction details, online card activation, report lost or stolen card online.
Global management
Global management enables you to link and view your Bank of China accounts from different countries under a consolidated site at Bank of China (Australia) Limited.
Customise your favourite shortcuts & theme template
You can customise up to ten favourite shortcuts and select a theme template for your personal internet banking.
Enhanced security 
Our new generation eToken for transaction authorisation provides an enhanced level of security.