Personal Banking

Cheque Accounts

A cheque account is especially designed to provide the account holders with more services to use with their account. It gives the account holder the option to make purchases using either a cheque book or an ATM card.

Key features:
·         $0 for the issue of a new cheque book if the minimum balance requirement is maintained
·         $0 monthly account keeping fee if the monthly average balance is equal to or above the minimum balance
·         Dominated in AUD only
·         Instant access to your money also via Unionpay debit card within Australia
·         Interest is payable semi-annually in April and October according to the applicable tiered interest rate
How to apply
·         This account is for individual customers who have been with Bank of China-Australia for at least two year
·         Visit your local BOC Branch with your identification documents


Information above including interest rates is correct as at 06/03/2015 and is subject to change without notice. Fees and charges apply. Please refer to our “Schedule of Fees and Charges”. Consider the “Savings and Investment Accounts Product Disclosure Statement & Terms and Conditions” available on request, before deciding to acquire or to continue to hold this product. We are not providing financial product advice. You should consider obtaining independent advice before making any financial decisions. For more details relevant to cheque account or call 1800 095 566 (24/7).


Product issuer is Bank of China (Australia) Ltd. ABN 28 110 077 622 AFSL No. 287322.