Personal Banking

Demand Deposits

Demand deposit account provides you with instant access to your fund on demand. With Unionpay debit card you will be happy to use your Australian Dollars easily anywhere Unionpay is accepted and everywhere within Australia. You also have several choices of to save your foreign currencies in Chinese Yuan (CNY), Hong Kong dollars (HKD) and United States dollars (USD) with a passbook.

Key features:
 
  • Free direct debit and direct credit services
  • Free Unionpay debit card or passbook for new customers
  • Free monthly e-statement for debit card customers.
  • Flexible account link with Unionpay debit card or passbook
  • $0 monthly account keeping fee if your monthly average balance is equal to or above the applicable minimum balances requirement
  • Interest calculated on your daily balance in accordance with the applicable tiered interest rate and paid to your account semi-annually in April and October
  • The account in AUD can be linked to Safe Deposit Box facility
     
How to apply
 
·         Visit your local BOC Branch with your identification documents
 
        Information above including interest rates is correct as at 06/03/2015 and is subject to change without notice. Fees and charges apply. Please refer to our “Schedule of Fees and Charges”. Consider the “Savings and Investment Accounts Product Disclosure Statement & Terms and Conditions” available on request, before deciding to acquire or to continue to hold this product. We are not providing financial product advice. You should consider obtaining independent advice before making any financial decisions. For more details relevant to demand deposit account or call 1800 095 566 (24/7).

Product issuer is Bank of China (Australia) Ltd. ABN 28 110 077 622 AFSL No. 287322.

 
 


 

Product issuer is Bank of China (Australia) Ltd. ABN 28 110 077 622 AFSL No. 287322.