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Panda Junior Dual Currency Savings Account (“PJSA”)


 

Introduction

Panda Junior Dual Currency Savings Account (“PJSA”) is a junior account with dual currency savings features, i.e. MYR and RMB.

Product Features

  • Inculcate savings habits since young
  • Encourage parents to save and plan for children’s future education needs
  • Dual Currency Savings Account: in MYR and RMB
  • Enjoy higher interest rate – 1 month’s Fixed Deposit rate*
  • Interest is credited twice a year
  • Academic Cash Reward*:Will be given to Minor who achieves excellent grades in UPSR, PT3 and SPM as follows:
Full A Result Cash Reward (Per Person)
UPSR MYR 588.00
PT3 MYR 988.00
SPM MYR 1,388.00
    • *Subject to terms and conditions

Fees & Charges

NO Transaction Charges for CNY Sub-Account when performing transaction.

Others fees & charges, please refer to our Bank’s latest Accounts Rate listing.

Interest Rate

Please refer to our latest published 1 month Fixed Deposit Account interest rate in the Malaysian Ringgit Interest Rates table and the 1 month CNY Foreign Currency Time Deposit Account interest rate in the Foreign Currency Interest Rates table.

Eligibility

Minor below 18 years old

Minimum Requirement

  • Initial Deposit: MYR 20.00 / RMB 100.00
  • Minimum Balance: MYR 20.00 / RMB 40.00

Documents Required

  For Malaysian For Non-Malaysian (Foreigner
Minor below 12 years old Minor’s Original Birth Certificate and/or MyKid Minor’s Original Passport  and/or Original Birth Certificate
Minor with age of 12 to below 18 years old Minor’s Original Birth Certificate and/or NRIC Minor’s Original Passport  and/or Original Birth Certificate
Parent(s) / Guardian(s) Parent(s)’ / Guardian(s)’s Original NRIC and relevant supporting documents
Legal Adoption Certificate, if applicable
Parent(s)’ / Guardian(s)’s Original passport and/or Parent(s)’ / Guardian(s)’ Original valid working permit/ visa with Letter of employment/ dependent’s
Legal Adoption Certificate, if applicable

Application Procedures

Kindly visit any of our branches for account opening.

Gentle Reminder

There is an inherent exchange rate risk in RMB deposits and withdrawal due to the fluctuation of the RMB exchange rate against Ringgit Malaysia.

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