ENGLISH | 简体中文


   BOC Singapore >> Bank Cards >> BOC Credit/Debit Cards

BOC Zaobao Credit Card

Gives you the best of both worlds


Introducing the new BOC Zaobao Credit Card where you get to enjoy the best of both worlds! Enjoy up to 30.7%^ cash rebates on your petrol transactions, Zaobao and SPH newspaper subscriptions, at BreadTalk, Buzz and many more card privileges. In addition, get 2X BOC Rewards points with every S$1 spent overseas and 1X BOC Rewards point with every S$1 spent in Singapore.

Card Features

Cash Rebates

Enjoy up to 30.7%^ savings on petrol transactions!

Petrol Company Petrol Savings
Shell • Shell site discount – 5%
• Shell Escape Card discount – 5%
• Cash rebates from BOC – 23%#
SPC • SPC&U member discount – 10%
• Non-SPC&U member discount – 5%
• Cash rebates from BOC – 23%#

In addition, enjoy up to 20% cash rebates* on the following spends:

Cash rebates Spend Categories
20%* Zaobao and SPH newspaper subscriptions
12% BreadTalk
10% Buzz
Department Stores
Online Purchases
5% Spend in China

You must accumulate a qualifying spend of at least S$600 charged to your BOC Zaobao Credit Card in a calendar month before any cash rebate will be  awarded to you. The aggregate cash rebate that may be awarded to a Cardmember is capped at S$80 per month.

^The up to 30.7% petrol savings for Shell is calculated based on 5% Shell site discount, 5% Shell Escape Card discount and 23%# cash rebate from BOC. The up to 30.7% petrol savings for SPC is calculated based on 10% SPC&U member discount or 5% Non-SPC&U member discount and 23%# cash rebate from BOC. Applicable for Petrol Transactions made at Shell and/or SPC with BOC Zaobao Credit Card only.

#23% cash rebate applies only after Shell or SPC upfront discount.

*10% cash rebate is awarded on all Zaobao and SPH newspaper subscriptions. From now till 30 June 2018, an additional 10% cash rebate will be awarded on all Zaobao and SPH newspaper subscriptions.

Spend categories are defined according to universal merchant codes (MCC) assigned by UnionPay International. BOC reserves the right to vary or amend terms and conditions at any time, or withdraw or discontinue the BOC Zaobao Credit Card Programme at any time without liability to any party. Other terms and conditions apply.

Please click here for the full Terms and Conditions.

How the cash rebates work:

  Amount Spend % Cash Rebate Cash Rebates earned
Zaobao and SPH newspaper subscriptions S$30 20%* S$6.00
Petrol at Shell / SPC (refer to below for example) S$300 Up to 30.7%^ S$62.10
Dining S$80 10%+ S$8.00
Online Spend S$80 10%+ S$8.00
Spend in Mainland China S$150 5%+ S$7.50
Total spend S$640 Total cash rebate earned: S$80 per month!

Above illustration is based on the total amount charged to your BOC Zaobao Credit Card in a calendar month with a minimum total spend of above S$600, and where the cash rebate is capped at S$80 per month.
How the cash rebate on petrol works:

Example of savings calculation based on S$300 gross petrol transactions at SPC Savings % savings
SPC&U Card Discount S$30.00 10%
Nett Spend (Less SPC&U Card Discount) S$270
Cash rebates from BOC S$62.10 23%#
Total effective savings (%) S$92.10 30.7%^

Double Rewards

Use your BOC Zaobao Credit Card overseas and enjoy 2X BOC Rewards Points with every S$1 spent (excluding transactions in RMB). Earn 1X BOC Rewards points for every S$1 spent locally and redeem the latest gadgets, dining vouchers and cash rebates from the BOC Rewards programme.

BOC Zaobao Credit Card Exclusives

SPH Chinese Media Group (CMG) Events Ticketing and Access Privileges to events (e.g.: talks, forums, workshops, fairs, performances) under CMG and its media brands - Lianhe Zaobao, Lianhe Wanbao, Shin Min Daily News, UFM100.3.
Ming Yi Guan 明医馆 15% off on Traditional Chinese Medicine (TCM) services and 5% off on prescribed herbs1
- 20% additional credits with every S$1,000 credits purchased2
- 30% additional credits with every S$2,000 credits purchased

1TCM services include but are not limited to consultation, acupuncture, cupping, tuina services, etc. Not to be used in conjunction with any special promotion at Ming Yi Guan or any other discount and corporate programme.

2For the first 100 customers only. Promotion ends on 30 April 2018.

- Each customer may only choose one of the two promotions. Valid for single purchase only.

- S$1,000 credits purchased is valid for 1 year and S$2,000 credits purchased is valid for 2 years.

- Credits can be used across all services and retail products (excluding bird's nest and Whealth product), and credits may be transferable to immediate family members.

- Credits cannot be used together with other promotions and corporate discounts.

- For full terms and conditions, please refer to for more information.

Movie privileges and more UnionPay exclusive offers

Enjoy 1-for-1 movies for regular 2D ticket purchases at all Shaw Theatres box offices in Singapore from now till 31 July 2018.  If you are traveling overseas, check out the exclusive offers you will enjoy at over 100 International Airport Duty Free Shops and up to 25% off at dining, shopping and entertainment merchants in major cities around the world.  For more details, please visit the UnionPay International website at

No annual fees for 2 years

Enjoy 2 years annual fee waiver worth S$190 p.a. for principal card and S$95 p.a. for supplementary card.

Flexibility to pay in RMB and/or SGD

With BOC Zaobao Credit Card, you get the choice to make payment in RMB and/or SGD.

Waiver of Currency Exchange Fees

There will be no currency exchange fees for all your transactions in RMB with BOC Zaobao Credit Card.

24-Hours Worldwide Concierge Assistance

Help is a call away for everything you need for your trip, whether it is air tickets, hotels, airport transfer, business lunch reservations or emergency assistance during your trip, wherever you are, whenever you need. Simply call the concierge hotline 6336 4506.

First Premium UnionPay Credit Card with QuickPass Function

Enjoy seamless, convenient and cashless shopping experiences with UnionPay QuickPass!


Principal applicant: Age 21 and above

Supplementary applicant: Age 18 and above

Annual income of S$30,000 and above. For foreigners, annual income of S$60,000 and above

Apply Now

Fees and Charges

Please click here for fees and charges.

Gentle Reminder

• You can now print your Notice of Assessment at myTax portal with your SingPass or IRAS PIN. The service is free. Log on to

• Insufficient documents will affect processing time needed.

  [ Close ]

· BOC Zaobao Credit Card
· BOC Family Card

Bank Cards

     BOC Credit/Debit Cards
     BOC Rewards
     BOC Treats
     Useful Information

  ·BOC’S PERSONAL DATA PROTECTION POLICY  ·Data Protection Notice  ·Terms & Conditions  ·Copyright  ·Contact Us  
Copyright © BANK OF CHINA(BOC) All Rights Reserved.