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Enjoy high promotional interest rates and receive Takashimaya Shopping Vouchers with our BOC Time Deposits!



Bank of China favours you with attractive Time Deposit rates and shopping vouchers! Enjoy up to 2.00% p.a. and 4.18% p.a. respectively for SGD and RMB Time Deposits. This promotion starts from 10 March 2016 and is valid till 16 April 2016 for individual customers with fresh funds for a limited time only.

SGD Time Deposits Promotion

Deposit Amount Tenor Promotional Rates (p.a.) Promotional Gifts
S$50,000 and above 9-month 1.75% -
12-month 1.90% S$100 Takashimaya Shopping Voucher for
placement of S$500,000 and above
24-month 2.00%

RMB Time Deposits Promotion

Deposit Amount Tenor Promotional Rates (p.a.) Promotional Gifts
RMB 50,000 and above 9-month 3.88% -
12-month 4.08% S$100 Takashimaya Shopping Voucher for
placement of RMB 2,500,000 and above
24-month 4.18%

*Rates are indicative only.

Terms and Conditions

• To be eligible for this Promotion, customers are required to maintain SGD or RMB Time Deposit with Bank of China Limited, Singapore Branch (“BOC”) with minimum placement of S$50,000.00 or RMB50,000.00, for a period of not less than nine (9), twelve (12) or twenty four (24) months.

• For placements of S$500,000 and above or placements of RMB2,500,000 and above with a 12-month or 24-month tenor, the customer shall receive a S$100 Takashimaya shopping voucher subject to availability on a while stocks last basis. Each eligible customer is limited to one set of shopping vouchers (“Gifts”) throughout the Promotion Period. For avoidance of doubt, joint account holders who met the requisite criteria will be considered as one eligible customer.

• This Promotion is only applicable to eligible customers with fresh funds i.e. the funds are not transferred from any existing account with BOC or in the form of BOC’s cheque(s)/cashier order(s)/bank draft(s).

• BOC reserves its right to charge the value of the Gifts if early withdrawal of the time deposit occurs or redemption is repeated. The cash value of the total worth of the Takashimaya Shopping Vouchers issued will be deducted from the eligible customer’s account without prior notice.

• Upon maturity of time deposit placement(s), the principal and interest amounts will be renewed at BOC’s prevailing time deposit board rates for the respective currencies, tenors and amounts, unless other instructions are provided by the eligible customer.

• Gifts are non-transferable, non-exchangeable and non-replaceable for credit, cash or other kinds in all cases, whether in whole or in part.

• BOC does not warrant the quality, performance or fitness for the purpose of any Gifts and shall not be responsible for any consequence in connection with the Promotion and/or redemption.

• All participants in this Promotion irrevocably consent and authorise BOC and its agents and vendors (including but not limited to the parties involved in organising, promoting and conducting the Promotion and/ or redemption) to collect, use and disclose their personal data to any person for the purpose of the Promotion and/or redemption, and confirm that they have read and agree to be bound by the terms of BOC’s Personal Data Protection Policy, as may be amended, supplemented and/or substituted by BOC from time to time, a copy of which can be found on www.

• This Promotion is not valid with any other promotions and cannot be combined or repeated with any existing promotions.

• BOC reserves its right to extend, revise or withdraw the Promotion, and is entitled to vary, delete or amend the terms and conditions herein as in whole or part without prior notice.

• The decision of BOC in connection with any matter relating to the Promotion is final, conclusive and binding on all customers and no correspondence or claims will be entertained.

• BOC shall not be responsible nor shall accept any liabilities of whatsoever nature and howsoever arising or suffered by all customers resulting directly or indirectly from this Promotion.

• RMB is not a freely convertible currency and is subject to regulations imposed by the regulatory authorities of the People's Republic of China, as may be amended from time to time.

• Foreign currency deposits are subject to exchange fluctuations, which may result in a loss of principal invested, and lower return or earnings on the foreign currency deposits.

• Foreign currency deposits are not covered under the Deposit Insurance Scheme. 

• By participating in this Promotion, the participants agree to be bound by the terms and conditions herein including any amendments and variations thereto.

• Other terms and conditions shall apply.

• In the event of any discrepancy or inconsistency between the English version and the Chinese version of the terms and conditions, the English version shall prevail.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Please visit for full details.

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