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   BOC Singapore >> Personal Banking >> Personal Loans

MoneyPlus Term Loan


 

Realise your dreams easily

Manage your finances more effectively

BOC MoneyPlus Term Loan offers you structured monthly repayment plan to manage your finances more effectively.

Benefits

  • Interest rate as low as 6.38% per annum
  • Up to 36 months repayment period
  • Fixed repayment amount every month
  • Low processing fee

Enjoy more savings with MoneyPlus Term Loan!

Here's an illustration on the savings you get on a term loan of S$10,000 with MoneyPlus

With a minimal repayment amount monthly, you can enjoy a loan amount of S$10,000

For applicants with annual income of S$30,000 and above

Tenure (months) One-time Processing Fee Applied Interest Rates

(% p.a.)

Effective Interest Rates

(% p.a.)

Monthly Instalment Amount Daily Instalment Amount
12 2% 6.38% 14.58% S$887 S$30
24 7.38% 15.40% S$478 S$16
36 8.68% 17.07% S$350 S$12

For applicants with annual income from S$20,000 to S$29,999

Tenure (months) One-time Processing Fee Applied Interest Rates

(% p.a.)

Effective Interest Rates

(% p.a.)

Monthly Instalment Amount Daily Instalment Amount
12 5% 6.38% 19.46% S$887 S$30
24 7.38% 17.89% S$478 S$16
36 8.68% 18.77% S$350 S$12

Above illustration is based on a thirty (30) day calendar month, for a loan amount of S$10,000. Instalment amounts and interest rates have been rounded off to the nearest number. AIR refers to Annual interest rates; EIR refers to Effective interest rates.

Your approved BOC MoneyPlus Term Loan funds can be transferred into ANY bank's savings or current account of your choice upon approval of application.

Terms and Conditions

MoneyPlus_terms and conditions.pdf

MoneyPlus Charges

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