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USD Interest Rate Sheet


 
ACCOUNT TYPE MINIMUM BALANCE TO OBTAIN APY INTEREST RATE % ANNUAL PERCENTAGE YIELD % (APY)
Certificate of Deposit      
1 Month $1,000.00 0.10% 0.10%
2 Month $1,000.00 0.10% 0.10%
3 Month $1,000.00 0.15% 0.15%
6 Month $1,000.00 0.28% 0.28%
9 Month $1,000.00 0.33% 0.33%
1  Year $1,000.00 0.39% 0.40%
2  Year $1,000.00 0.18% 0.18%
30 Month $1,000.00 0.48% 0.48%
4 Year $1,000.00 0.80% 0.80%
Super Time Deposit      
6 Month $5,000.00 0.30% 0.30%
9 Month $5,000.00 0.44% 0.45%
1  Year $5,000.00 0.44% 0.45%
2  Year $5,000.00 0.20% 0.20%
30 Month $10,000.00 0.52% 0.53%
4 Year $10,000.00 0.85% 0.85%
Money Market Account      
Personal $1,000.00 0.05% 0.05%
Business  $2,500.00 0.05% 0.05%
Savings Account $100.00 0.05% 0.05%
Business Plus Checking Account $3,000.00 0.05% 0.05%
Now Account $500.00 0.05% 0.05%

These rates may change without prior notice. A penalty will be imposed for early withdraw of principal. Fees may reduce earnings.

The Interest Rate and APY is subject to change on a weekly basis at the discretion of the Bank. The APY assumes principal and interest remain on deposit for one year at the current rate.  Interest is calculated on a 360-day basis and is applied to actual calendar days.  The actual APY earned may be lower due to charges or fees imposed on the accounts.

For renewed CDs, the rate in effect on the renewal date may not be equal to the current rate.

Money Market Deposit Accounts are compounded on a Daily Basis and credited Monthly.  Savings Accounts are compounded on a Monthly Basis and credited Monthly.  NOW Accounts are compounded on a Daily Basis and credited Monthly.

For more information, please contact Bank of China USA customer representative at (212)935-3101.

Bank of China New York Branch (Member FDIC)
Bank of China Chinatown Branch (Member FDIC)
Bank of China Chicago Branch (Non- FDIC insured)
Bank of China Los Angeles Branch (Non-FDIC insured)

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