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Personal Checking Accounts


 

Introduction

Personal Checking Accounts

Product Features

We offer both Regular Personal Checking Accounts and Personal Checking NOW Accounts.

Both the Regular Personal Checking Account and the Personal Checking NOW Account provide a convenient way to make deposits, withdrawals, and fund transfers, write checks and link debit cards.

The Regular Personal Checking Account does not pay interest.  However, the Personal Checking NOW Account is an interest-bearing account that pays a competitive interest rate.  Interest on the Personal Checking NOW Account is compounded monthly.  There is a minimum required to open either the Regular Personal Checking Account or Personal Checking NOW Account.  Also, there is a monthly maintenance fee for these accounts, which will be waived if you meet a minimum average daily balance requirement.

Please contact either the New York Branch or the Queens Branch for specific information relating to the requirements, including fees and charges, necessary to establish a Regular Personal Checking Account or Personal Checking NOW Account.

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