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Demand Deposit Account

Demand deposit account provides you with instant access to your fund on demand. With Unionpay debit card you will be happy to use your Australian Dollars easily anywhere Unionpay is accepted and everywhere within Australia. You also have several choices to save your foreign currencies in Chinese Yuan (CNY), Hong Kong dollars (HKD) and United States dollars (USD) with a passbook.


•Both applications lodged with Bank of China-Australia and Bank of China-Mainland are accepted.

•Free direct debit and direct credit services.

•Free Unionpay debit card or passbook for new customers.

•Free monthly statement for debit card customers.

•$ 0 ATM fees at Bank of China’s ATMs nationally.

•$ 0 accounts keeping fee if your monthly average balance meets the requirements.

•Interest calculated on daily basis in accordance with the applicable tiered interest rate and paid to your account semi-annually in April and October.

•The account in AUD can be linked to Safe Deposit Box facility.


•Visit your local BOC Branch with your identification documents

Information above including interest rates is correct as at 06/03/2015 and is subject to change without notice. Fees and charges apply. Please refer to our “Schedule of Fees and Charges”. Consider the “Savings and Investment Accounts Product Disclosure Statement & Terms and Conditions” available on request, before deciding to acquire or to continue to hold this product. We are not providing financial product advice. You should consider obtaining independent advice before making any financial decisions. For more details relevant to demand deposit account or call 1800 095 566 (24/7).

Product issuer is Bank of China (Australia) Ltd. ABN 28 110 077 622 AFSL No. 287322.

Related Information

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