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Basic Chequing Account


 

Product Name

Basic Chequing Account

Product Description

Basic chequing account is a flexible account that enables one to issue personal cheques, to conduct regular spending, regular cash transactions, and transfer between BOCC accounts and etc.

Currency

CAD, USD

Feature

1. Interest is calculated based on the daily balance and paid at the end of each month;

2. Monthly maintenance fee are waived if daily closing balance of $1,000.00 or more is maintained.

Target Customers

Any customers who need cheques to be issued and with valid IDs.

Process

The customer goes through relevant procedures at any branches of Bank of China (Canada) with relevant identity documents.

Required Identity Documents

1. Two pieces of valid ID are required to open the account; one must be a photo ID (e.g. passport, permanent residence card, citizenship card, or valid Canadian driver’s license and etc.);

2. According to Canada’s regulation, all Canadian residents must provide SIN to open any interest bearing account for tax purpose.

Kind Reminder

Foreign currency deposits are not insured by the Canada Deposit Insurance Corporation (CDIC).

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