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Standard Savings Account


 

Product Name

Standard Savings Account

Product Description

Standard savings account is a flexible account for regular cash transactions, consumptions, and transfer. However, personal cheques cannot be issued.

Currency

CAD, CNY (RMB)

Feature

1. Interest is calculated based on the daily balance and paid at the end of each month;

2. Monthly maintenance fees will be waived if daily closing balance of CAD500 or more is maintained on the CAD standard savings account;

3. RMB savings account has unlimited debit transactions and no monthly maintenance fee.

Target Customers

Any customers with spare capital with valid IDs.

Process

The customer goes through relevant procedures at any branches of Bank of China (Canada) with relevant identity documents.

Required Identity Documents

1. Two pieces of valid IDs are required to open an account; one must be a photo ID (e.g. passport, permanent residence card, citizenship card, or valid Canadian driver’s license and etc.);

2. According to the Canadian regulation, all Canadian residents must provide SIN to open any interest bearing account for tax purpose.

Kind Reminder

Foreign currency deposits are not insured by the Canada Deposit Insurance Corporation (CDIC).

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