Name
Great Wall Photo Debit Card
Introduction
Great Wall Photo debit card is a personalized card issued by Bank of China Shanghai Branch. By uploading a personalized photo, customers may get a unique photo debit card. Besides the characteristics such as safety, accuracy, convenience and efficiency, and basic functions of Great Wall debit cards such as deposit, withdrawal, account transfer, card payment, bill payment, investment and wealth management, Great Wall Photo card also offers the "Bank of China SMS Alert" function. Featured a beautiful and personalized appearance, the debit card is a good facility for wealth management with safe and efficient services.
Features
1. Photo processing with advanced technology. With the latest "big color photo" technology in China, the photo can be printed on the entire card face without distortion, color fading and wrinkling. In this way, the photo will look new for a long time.
2. Portrait and landscape designs. Customers may choose the portrait or landscape design to customize the card depending on the photo, so as to highlight the features of the photo.
3. Online application (only available in Shanghai at present). Customers may not only apply for a new Great Wall Photo debit card online, but also replace an existing debit card (card number starting with 601382) with a photo debit card.
Functions
The photo debit card has all basic functions of Great Wall debit cards, including deposit, withdrawal, account transfer, card payment, bill payment, investment and wealth management.
Investment and wealth management
● Exchange facility
● Gold facility (RMB/Gold, USD/Gold)
● Option facility and Liang De Bao
● RMB wealth management products: Bo Yi wealth management series, Bank of China steady benefit wealth management plan and Bank of China new stock value-add wealth management plan
● Foreign currency wealth management products: Hui Ju Bao and four-season wealth management series
Special Services
1. BOCNET services: Customers may activate BOCNET services at any Bank of China outlet with valid personal identity documents and the photo debit card.
2. Bank of China self-service terminal: With hundreds of self-service terminals distributed in Shanghai, customers may conduct inquiry, credit card repayment, transfer & remittance, self-service transactions and other services without queuing in the business hall.
3. Bank of China SMS alert: It is a "debit card account activity alert" service introduced by Shanghai Branch to customers. After activating this service at the counter of Bank of China, customers will receive a SMS in case of any change in the balances of their debit card accounts.
Procedure
Customers can log on the website of Bank of China Shanghai Branch to apply for a photo debit card (only available to customers in Shanghai for the time being).
Charges
The card issuance fee of the Great Wall Photo debit card is RMB 100 per card. If a photo is not uploaded at the time of card replacement, a debit card with simple card face will be reissued. In such case, the card replacement fee is RMB 5 per card. Other charges are the same as those of Great Wall debit cards.
| Item |
Charges |
| Annual fee |
RMB 10/card/year |
| New card issuance fee |
RMB 100/card |
| Card replacement fee |
RMB 5/card (for reissue of a debit card with a simple card face) |
| Loss report fee |
RMB 10/card |
| Inter-provincial RMB deposit at counter |
5‰ of the deposit amount, not less than RMB 5/transaction and not more than RMB 50/transaction |
| Inter-provincial RMB withdrawal at counter |
1% of the withdrawal amount, not less than RMB 10/transaction and not more than RMB 50/transaction |
| Inter-provincial cash withdrawal at ATM |
RMB 10/transaction, an additional RMB 2 will be charged for each inter-bank transaction |
| Intra-city cash withdrawal at ATM |
Free of charge, an additional RMB 2 will be charged for each interbank transaction |
| Cross-border cash withdrawal at ATM (including Hong Kong and Macau) |
RMB 15/transaction |
| Cross-border inquiry at ATM |
RMB 4/transaction |
| Inter-provincial RMB deposit at ATM |
0.5% of the deposit amount, not less than RMB 1/transaction and not more than RMB 50/transaction |
| Inter-provincial RMB account transfer at ATM (outward) |
0.5% of the transfer amount, not less than RMB 2/transaction and not more than RMB 50/transaction |
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