Customers may open time deposit accounts in HUF, EUR, USD and CNY separately. The periods of time deposit for HUF, USD and EUR are: one week, one month, three months, six months and twelve months. For CNY, there is only one term. It is one month.

The minimum balances for one week deposits in different currencies (paper-based) are 200,000HUF, 10,000EUR,10,000USD separately.

The minimum balances for fixed deposits in different currencies through NetBank are 200,000 HUF, 1,000 EUR, 1,000 USD

The minimum balances for fixed deposits for periods longer than one week in different currencies (paper-based) are 200,000HUF, 1,000USD, 1,000EUR, 10,000CNY.

Characteristics

1. Each item of deposit is shown in a separate bill which specifies the currency code, the value date, maturity date, principal and interest rate.

2. Time deposits will be automatically renewed unless further instruction is given by the Customer in writing before maturity date.

3. No interest will be paid if the funds are drawn before the maturity of the time deposit.

4.In case of cash withdrawal of 1 million Forint (including) or equivalent foreign currency one day notice is required, over 1 million Forint (including) to 5 million Forint or equivalent foreign currency two-days notice is required, over 5 million (including), three days notice is required.