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Global Credit Line


Global credit line is an extension of the application scope of traditional credit line products, and its major function is to fulfill the financing needs of enterprises' overseas affiliates. To be specific, answering to enterprises' strategy of cross-border development, global credit line takes advantages of Bank of China's far-ranging overseas branch networks to provide enterprises' overseas affiliates an overall financing package.


1.It provides customers with prompt, comprehensive and standard bank services by easy and efficient cooperation mode.

2.It allows to economize the cooperation costs of the customer and the bank. By cooperation between enterprises and the bank, the operational procedures are simplified and financing efficiency is improved.

3.It can strengthen the customer's self-financing and centralized management. With the bank's help, the corporate headquarter conducts centralized control over its overseas affiliates' financing and thus enhances management of overseas operational risks.

Target Customers

Global credit line is a product tailored for large enterprise group customers dedicated to overseas development. Because of their high prestige, strong operating capacity, sound funds and technology strength, these customers are the bank's key target customers.

The table below compares two operating modes, namely the loan application of overseas affiliates with the domestic parent firm's guarantee and that of the bank's global credit line.

Application Qualifications

1.The group customer should be a domestically registered enterprise legal person;

2.The establishment of overseas affiliates has been approved by national competent authorities;

3.Foreign exchange registration for overseas investment has been completed in relevant administration authority of foreign exchange;

4.Overseas invested enterprise has been legally registered overseas;

5.The target business of overseas credit line accords with the "going out" strategy, the bank's credit line policy and enterprise's primary business;

6.The group customer should be a key customer at head office level and should rank above Grade A (inclusive) in Bank of China's credit rating system;

7.The applicant should provide counter-guarantee approved by Bank of China;

8.The applicant should meet other credit requirements of Bank of China.


Subject to relevant credit regulations of Bank of China

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