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BOC Multi-currency Taobao Credit Card

"Bonus points, red pocket and zero transaction fee to be enjoy with Taobao Mastercard"

BOC Taobao Card

Product Introduction

The BOC Multi-currency Taobao Credit Card is the first Mastercard issued by Bank of China Macau Branch. You can enjoy the features and services of the BOC Multi-Currency Credit Card, and also enjoy 0% transaction fee at Taobao, bonus points reward and other exclusive shopping benefit at Taobao!

Product Features

1. Offer and Privileges

1.1 Are there any transaction fees by using BOC Taobao Card shopping in Taobao APP?

You do not need to pay any transaction fee* for shopping on Taobao APP with the BOC Taobao Card. Besides, you can earn bonus points, red pockets and a series of Taobao discounts to enrich your shopping experience!

*Cardholder should settle payment at Taobao App by Alipay Macau which has bind with BOC Taobao Card.

1.2 Are you annoyed by the Foreign Transaction Fee charged on your Travelling Expenses?

We have waived the Foreign Transaction Fee charged on payments made in non-MOP currencies around the world with the BOC Multi-currency Credit Card. Travel and shop hassle fee from now on!

1.3 Would you buy Travel Insurance before your trip?

Simply swipe the multi-currency credit card for any purchase payment once to be eligible for free travel insurance while travelling aboard. No pre-arrangement is required.

* Insurance agency in the Municipality of Macau, for more details please refer to "BOC Multi-currency Credit Card Macau Departure Travel Insurance".

1.4 Do you still have to remember the valid date of gift point to exchange for gifts?

The BOC Multi-currency Credit Card users do not have to worry about this. Every MOP 1 accumulated amount of expenses or withdrawal can exchange for 1 point. 200 points will turn to MOP 1 into the credit card every season automatically. However, if the points are less than 200, it will be accumulated to the next season for the exchange.

Kindly Reminder:Gift point reward does not apply to tax payments, withdrawal of debit balance from card and the transaction type published from time to time.

1.5 Are you still paying Annual Fees?

Simply make 6 retail transaction payments with your card in each calendar year to enjoy annual fee waiver in the next calendar year, no matter what the amount is. Save with BOC Card and shop smart!

1.6 What to do if you spent more money than your budget?

All retail transactions in your credit card statement can be repaid interest-free installments. Only a handling fee will be applied. You can apply via BOCNET (Personal) or BOC Service Hotline at 888 95566. The application will be approved immediately via BOCNET (Personal). Let your cash flow be more flexible. For more enquiries, please refer to "BOC Multi-Currency Credit Card Statement Installment Plan".

2. Flexibility and Security

2.1 More protection for your Credit Card

To enhance security of cards, the magnetic stripes of all cards have been disabled. Customers may settle payment of withdraw cash with this card at merchants with chip-enabled terminals in Macau or overseas.

2.2 Increase Credit Limit temporarily in an easy and efficient way

Call our 24-hour BOC Service Hotline to apply for temporary increase of your credit limit.

2.3 Credit Limits for each Credit Card can be set individually and flexibly

Each of the BOC Multi-currency Credit Card can be set different credit limit no matter it is UnionPay, Visa or Mastercard, you can enjoy shop flexibly.

2.4 Keep you informed of all Card Transactions

You will receive messages and WeChat reminders to get updated for every payment transaction, cash withdrawal, point of sales and card status adjustment etc. You have to register for the message alert service, and you must have a Macau mobile phone number bound with the BOC WeChat Banking Service in order to receive the messages which will be sent automatically.

2.5 One-time Password to increase Security

Mastercard Credit Card supports one-time password to complete online transactions. For added safety, whenever you make an online purchase at a Mastercard 3DS enabled website, you will receive a one-time security code which will expire in a specified time through your mobile phone to authenticate the transaction.

3. The Electronic Era

3.1 Save papers and be Environmentally Friendly

Select e-statement to view your monthly statements for the last 12 months online anytime via BOCNET (Personal), BOC APP and BOC WeChat Banking. You can also download e-statement via BOCNET (Personal).

3.2 Set your own Auto-Pay Instruction online, in an easy and efficient way

Set up your automatic repayment online anytime via BOCNET (Personal) either in full or in minimum payment.

3.3 Various Repayment Channels

There are various repayment channels available for you to repay your credit card fees, including BOCNET, BOC APP, BOC WeChat Banking, BOC Express, Cash Deposit Machine, BOC Hotline 888 95566, Autopay Service, by Cheques or at counter.

4. Heartfelt Services

The 24-hour BOC Service Hotline 888 95566 will be available for account enquiries, credit limit adjustment, application services and lost card reporting etc.

5. Travel around the World

Mastercard is welcomed by Mastercard merchants all around the world.[1]

Cardholders who need to advance cash may do so at ATMs displaying the Mastercard logos all over the world. [2]

[1] All merchant transactions must follow the merchants' instructions to complete the transactions.

[2] Cash advances are subject to restrictions on cash advance and currency of local banks.

Start Smart

Contactless payments are accepted by merchants displaying the Pay Pass logo. Cardholders only have to follow the merchants' instructions to complete transactions.

Applying Requirements

1. Eligible Customers

All Macau residents, aged 18 or above, with an annual income of MOP48,000 or above are welcome to apply for a Taobao Credit Card.

2. Documents required

Depending on the situations of customers, income proof of the latest 3 months or the most updated tax advice of the company will be required.

3. Application Procedures

Please submit the filled application form and required documents to any branches of Bank of China Macau Branch.

4. Warm Reminders

4.1 All applications, including card type, credit limit and offers, will be subject to the final approval of the Bank based on the documents submitted.

4.2 Application forms and documents submitted will not be returned.

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