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BOC Multi-currency Taobao Credit Card

"Bonus points, red pocket and zero transaction fee to be enjoy with Taobao Mastercard"

BOC Taobao Card

Product Introduction

BOC Multi-currency Taobao Credit Card services are provided by Bank of China (Macau) Limited. The card is the first Mastercard issued by Bank of China (Macau) Limited. You can enjoy the features and services of the BOC Multi-Currency Credit Card, and also enjoy 0% transaction fee at Taobao, bonus points reward and other exclusive shopping benefit at Taobao!

Product Features

1. Offer and Privileges

Free transaction fees by using BOC Taobao Card shopping in Taobao APP. You do not need to pay any transaction fee* for shopping on Taobao APP with the BOC Taobao Card. Besides, you can earn bonus points, red pockets and a series of Taobao discounts to enrich your shopping experience!

*Cardholder should settle payment at Taobao App by Alipay Macau which has bind with BOC Taobao Card.

0% Foreign Transaction Fee and Instant Waived. We have waived the Foreign Transaction Fee charged on payments made in non-MOP currencies around the world with the BOC Multi-currency Credit Card. Travel and shop hassle fee from now on!

Free travel insurance while travelling abroad. Simply swipe the multi-currency credit card for any purchase payment once to be eligible for free travel insurance while travelling aboard. No pre-arrangement is required.

* Insurance agency in the Municipality of Macau, for more details please refer to "BOC Multi-currency Credit Card Macau Departure Travel Insurance".

Credit card points earned will be automatically converted to Cash Rebate. The BOC Multi-currency Credit Card users do not have to worry about this. Every MOP 1 accumulated amount of expenses or withdrawal can exchange for 1 point. 200 points will turn to MOP 1 into the credit card every season automatically. However, if the points are less than 200, it will be accumulated to the next season for the exchange. For enquiry, please refer to the BOC Multi-currency Credit Card User Guide.

The annual fee will be waived once 6 retail payment requirement has been met. Simply make 6 retail transaction payments with your card in each calendar year to enjoy annual fee waiver in the next calendar year, no matter what the amount is. Save with BOC Card and shop smart!

Interest-Free Statement Installment Plan. All retail transactions in your credit card statement can be repaid by monthly interest-free installments. Only a handling fee will apply. You can apply via BOC Macau APP, BOCNET (Personal) or BOC Service Hotline at 888 95566. The application will be approved immediately via BOCNET (Personal). Let your cash flow be more flexible. For enquiry, please refer to the BOC Multi-Currency Credit Card Statement Installment Plan.

2. Flexibility and Security

More protection for your Credit Card. To enhance security of cards, the magnetic stripes of all cards have been disabled. Customers may settle payment of withdraw cash with this card at merchants with chip-enabled terminals in Macau or overseas.

Increase Credit Limit temporarily in an easy and efficient way. Call our 24-hour BOC Service Hotline to apply for temporary increase of your credit limit.

Credit Limits for each Credit Card can be set individually and flexibly. Each of the BOC Multi-currency Credit Card can be set different credit limit no matter it is UnionPay, Visa or Mastercard, you can enjoy shop flexibly.

Keep you informed of all Card Transactions. You will receive messages and WeChat reminders to get updated for every payment transaction, cash withdrawal, point of sales and card status adjustment etc. You have to register for the message alert service, and you must have a Macau mobile phone number bound with the BOC WeChat Banking Service in order to receive the messages which will be sent automatically.

One-time Password to increase Security. Mastercard Credit Card supports one-time password to complete online transactions. For added safety, whenever you make an online purchase at a Mastercard 3DS enabled website, you will receive a one-time security code which will expire in a specified time through your mobile phone to authenticate the transaction.

3. The Electronic Era

Save papers and be environmental friendly. Select e-statement to view your monthly statements for the last 12 months online anytime via BOC Macau APP, BOCNET(Personal). You can also download e-statement via BOC Macau APP or BOCNET (Personal).

Set your own auto-pay instruction online, an easy and better way! Set up your standing instruction online anytime via BOC Macau APP, BOCNET(Personal) for the automatic repayment, either in full or minimum, of your credit card balances monthly.

Various repayment channels for your convenience. There are various repayment channels available for you to repay your monthly balances, including BOC Macau APP, BOCNET, Cash Withdrawal and Deposit Machine("CWD"), BOC Service Hotline 888 95566, Autopay Service, by Cheque and at the counter.

4. Heartfelt Services

BOC Macau APP, BOCNET, Cash Withdrawal and Deposit Machine("CWD"), BOC Service Hotline 888 95566, Autopay Service will be available for account enquires, increase/decrease of credit limit, application of services and lost card reporting, etc.

5. Travel around the World

Mastercard is welcomed by Mastercard merchants all around the world. [1]

Cardholders who need to advance cash may do so at ATMs displaying the Mastercard logos all over the world. [2]

[1] All merchant transactions must follow the merchants' instructions to complete the transactions.

[2] Cash advances are subject to restrictions on cash advance and currency of local banks.

Start Smart

Contactless payments are accepted by merchants displaying the Pay Pass logo . Cardholders only have to follow the merchants' instructions to complete transactions.

Applying Requirements

1. Eligible Customers

All Macau residents, aged 18 or above, with an annual income of MOP48,000 or above are welcome to apply for a Taobao Credit Card.

2. Documents required

Depending on the situations of customers, income proof of the latest 3 months or the most updated tax advice of the company will be required.

3. Application Procedures

Please fill out an application form and submit together with the required documents to our sub-branches.

4. Warm Reminders

All applications, including card type, credit limit and offers, will be subject to the final approval of the Bank based on the documents submitted.

Application forms and documents submitted will not be returned.

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