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Easy Money


Easy Money services are provided by Bank of China Limited Macau Branch. In conjunction to the policy of the Government of the Macau Special Administrative Region to support the business development of small and medium sized enterprises and ease your financing difficulties, SME Easy Money is designed, based on the requirements of your business development (e.g. increase of working capital, increase level of stock, purchase of office equipment and office renovation, etc.), to be the best solution for solving your financing problem.


SME Easy Money is a simple way for you to finance your business. You will not need to provide a third party guarantee or a security. Best of all, it is designed to work in conjunction to the "SME Credit Guarantee Scheme" and the " Subsidy Scheme for Encouraging Enterprise Upgrading and Development".

Loan Currency


Loan Limit

Up to 7,000,000


Up to 5 years

Eligible Customers

1. Must be legal entities in Macau SAR

2. Sole proprietorship commercial entity owned by any Macau residents or limited company with 50% or more of the shares owned by Macau residents.

3. In appropriate operational, financial and corporative condition.

Application Documents

1. Declaration Form of Start ∕Alternation of Activity of Industrial Contribution (M1), or Receipt of Industrial Contribution (M7 or M8), or valid Business Registration Certificate.

2. Copies of identification documents of owner(s) of Sole proprietorship entity or shareholders ∕person in charge of limited company.

3. Bank statements (This is not required if customers have preferred BOC to be the major banker).

Remarks: The terms of loans will be subject to the final approval of the bank.

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