Hotline : 

Current Position : Home > BOC MACAU > Corporate Banking > BOC SME Services
Online Banking

Turnover Easy


Turnover Easy services are provided by Bank of China Limited Macau Branch. Turnover Easy is a pre-approved bank statement credit line which is ready for you to use anytime you need, either to keep your business running smoothly or seizing good investment opportunity in the right time. This loan is available in a relatively smaller amount based on the monthly average of the total deposit to your bank accounts. You will enjoy the flexibility of withdrawing or repaying any amount anytime to suit your cash flow management needs, especially if you are in the wholesale, retail and catering industries.


1. No financial statement or collateral required.

2. Flexible and ready to use as an overdraft facility.

Loan Currency


Loan Limit

Maximum 3,000,000

Setting of Credit Limit

Up to 50% of the monthly average of the total deposits to the company's Savings and Current Accounts over the past 12 months.


Up to 1 year

Eligible Customers

1. Legal entities of sole proprietorship or limited company registered in Macau SAR and in operation over 12 successive months.

2. Commercial entities with majority of business operation and major source of income in ∕ from Macau.

3. 50% (or more) of the sole proprietorship entity ∕ the limited company owned by Macau residents.

Application Documents

1. Declaration Form of Start ∕ Alternation of Activity of Industrial Contribution (M1), or Receipt of Industrial Contribution (M7 or M8), or valid Business Registration Certificate.

2. Copies of identification documents of owner(s) of Sole proprietorship entity or shareholders ∕ person in charge of limited company.

3. Bank statements which will be used as the major consideration for the setting of credit limit (This is not required if customers have preferred BOC to be the major banker).

4. Application form for "Turnover Easy".

Remarks: All application is subject to the final approval of the Bank. Other terms and conditions apply.

Related Service