Hotline : 

Current Position : Home > BOC MACAU > Corporate Banking > BOC SME Services
Online Banking

BOC Science and Technology Loan Service

Product Description

「BOC Science and Technology Loan Service」is provided by the Bank of China Limited Macau Branch. This is a new service which full play to the advantages of the BOC group. Based on the innovative technology enterprise evaluation system, the service can meet any kind of financial needs for the Macau Local, and the Mainland China’s “going global” technology innovative enterprises when they develop. The service also aims to promote the development of science and technology industries in Macau and Hengqin.


There is no need to provide asset collateral if the conditions are met.

Guarantees can be provided in a variety way.

Multiple loan currencies

Loan Currency


Loan amount

Up to RMB 30 million or equivalent to MOP/HKD/USD

Loan term

Up to 5 years

Applicable customers

1.Macao Technology Enterprises.

2.The Subsidiaries in Hong Kong and Macau which take parts in the Hengqin Guangdong-Macao Deep Cooperation Zone, the Guangdong-Hong Kong-Macao Bay Area and the key technological development areas in the Mainland.

Key industries

  • Integrated circuits
  • Electronic components
  • Big data
  • Artificial intelligence
  • Internet of Things
  • Biotechnology
  • Medical Devices
  • Green environmental protection
  • New materials
  • New Energy

Application prerequisites

1.The technology enterprise which either certified by DSEDT or invested by famous VC, PE, state-owned enterprises and government of the Macao S.A.R.

Handling process

1.Submit the application through the link below, and provide relevant materials according to the prompts. After the preliminary approval is passed, a special person will contact you.

Related Service