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BOC Smart Kids Account


Bank of China Smart Kids Account


BOC Smart Kids Account services are provided by Bank of China (Macau) Limited for minors aged under 18. It can help your children to learn basic financial concepts at an early stage and take the first step toward managing their money independently.


1. Savings and Fixed Deposit account, BOC card, Automatic Transfer Service, BOC Macau APP.

2. Handle various collections service, including collecting government wealth partaking scheme, etc.

3. Payment service, including paying tuition fees or insurance fees automatically.

Account Opening Documents Requirement

1. Identification documents of minors.

2. Identification documents of parent/ guardian.

3. Permanent address proof of parent/ guardian.

4. Relationship proof between minors and their parent/ guardian.

Terms and Conditions

1. BOC Macau APP is only applicable to minors aged 12 or above and be agreed by guardians.

2. BOC Smart Kids Account can be opened by minors’ parent/guardian only.

3. In the event of any discrepancy between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail.

4. In case of dispute, BOC reserves the final decision.

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