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BOC Monthly Fund Investment Plan


BOC Monthly Fund Investment Plan


Monthly Fund Investment Plan services for personal customers are provided by Bank of China (Macau) Limited while Monthly Fund Investment Plan services for corporate and institutional customers are provided by Bank of China Limited Macau Branch. Investment Fund is a collective investment scheme. The professional fund managers gather all the investors' funds together and invest into the stock, bond and money market worldwide according to the goal of the fund (by industries, regions and countries). Through BOC Monthly Fund Investment Plan, you can enjoy the advantages of dollar-cost-averaging method and diversify investment risks.


The investment objectives and scope of each fund can be different, therefore investor can invest in different regions, sectors or asset classes all over the world by investing in funds with high liquidity. The initial investment amount is low. Also, all investment funds are being supervised by the monetary authorities. The procedures to buy and sell funds are simply. Why don’t you start your investment plan now?


1. Funds of different types and different markets around the world from global well-known fund houses are available for your selection..

2. A range of varies investment opportunities of asset classes and investment markets for your selection, including stocks, fixed income, mixed allocation and money market funds etc.

3. Save your time in market analysis and find the best investment opportunity.

4. Effectively diversify investment risks, minimize the effect of short-term market volatility.

5. Invest with Dollar-Cost-Averaging method means to invest a fixed amount every month. Under the same investment amount, more units of funds will be purchased while the fund price drops, while less units of funds will be purchased if the fund price rises. The average cost per unit of investment will be lower than average. To enjoy the greatest advantage of Dollar-Cost-Averaging method, the investment time frame should be medium to long term

6. Invest the same amount monthly. The minimum investment amount is HKD1,000.

Eligible Customers

Suitable for investor who has a short, medium or long term prospect, and choose an equivalent fund product based on owns’ risk tolerance and investment targets.

Application Method

Please visit any of our sub-branches or BOCNET (Personal) for application.

Risk Disclosure

This document does not constitute an offer for the purchase or sale of any investment products. Funds investment involves risks. The prices of funds may fluctuate, sometimes dramatically. It is possible that losses will be incurred rather than profit made as a result of funds investment. Past performance is not indicative of future performance. You should study related sales materials before making investment decisions and seek independent professional advice. You should carefully consider whether the investment is suitable in light of your own financial situation and investment objective.

Fund investment is subject to relevant terms and conditions, please click here for Terms of Service of Fund and Unit Trust (Effective from May 1, 2022)

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