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Local Mortgage Plan


BOC Local Mortgage Plan is to meet your financing needs when you are buying a new property. We offer competitive terms including preferential interest rate, handling fee and property valuation fee waiver, no penalty on early partial repayment and flexible installment schedule.


1. Purpose of Loan: For mortgage of property for personal use in Macau.

2. Property Type: Residential, car park, villas, factory, shop, office, and shopping mall unites.

3. Tenor: Up to 30 years.

4. Loan Currency: MOP/HKD

5. Loan Amount: Pursuant to "Guideline on Residential Mortgage Loans" of the Macau SAR government.

6. Guarantee: The property will be pledged as collateral to the Bank.

Application Documents

1. Sales Contract of the Property

2. Valid identity documents

3. Income proof

4. Financial statements and assets proof

5. Tax documents (for Hong Kong appliers)

Remark: All loan applications are subject to the final approval of the Bank.

For enquiries, please contact our hotline at 888 95566.

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