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Local Mortgage Plan


Local Mortgage Plan services for personal customers are provided by Bank of China (Macau) Limited. The plan is to meet your financing needs when you are buying a new property. We offer competitive terms including preferential interest rate and property valuation fee waiver, no penalty on early partial repayment and flexible installment schedule.


1. Purpose of Loan: For mortgage of property in Macau.

2. Property Type: Residential, car park, villas, factory, shop, office, and shopping mall unites.

3. Tenor: Relatively long tenor.

4. Loan Currency: MOP/HKD

5. Loan Amount: Pursuant to "Guideline on Residential Mortgage Loans" of the Macau SAR government.

6. Guarantee: The property will be pledged as collateral to the Bank.

Application Documents

1. Sales Contract of the Property/ Related documents of the property

2. Valid identity documents

3. Income proof

4. Financial statements and assets proof

5. Tax documents (for Hong Kong appliers)

6. Other supporting documents

Remark: All loan applications are subject to the final approval of the Bank.

For enquiries, please contact our service hotline at 888 95566.

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