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Mortgage Further Advance/ Local Property Refinancing Plan


Mortgage Further Advance/ Property Refinancing Plan services for personal customers are provided by Bank of China (Macau) Limited. The plan is to make use of your property to satisfy your financing needs. We offer competitive terms including preferential interest rate, property valuation fee waiver, no penalty on early partial repayment and flexible installment schedule.


1. Purpose of Loan: Mortgage Further Advance/ Property Refinancing

2. Property Type: Local residential, car park, villas, factory, shop, office and shopping mall unites.

3. Tenor: Relatively long tenor.

4. Loan Currency: MOP/HKD

5. Loan Amount: Pursuant to "Guideline on Residential Mortgage Loans" of the Macau SAR government.

6. Guarantee: The property will be pledged as collateral to the Bank.

Application Documents

1. Sales Contract of the Property/ related documents of the property

2. Valid identity documents (Mainland Travel Permit for Hong Kong and Macau Residents Card is needed for mainland property)

3. Income proof

4. Financial statements and assets proof

5. Tax documents (for Hong Kong appliers)

6. Other supporting documents

Remark: All loan applications are subject to the final approval of the Bank.

For enquiries, please contact our service hotline at 888 95566.

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