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Residential Mortgage Interest Rates (20190918)

2019-09-18

The following information is current from Wednesday, 18 September 2019 and is subject to change.

You should seek confirmation of interest rates from Bank of China (New Zealand) Limited ("BOCNZ") before you take out any home loan.

  Floating Fixed
6mth
Fixed
1yr
Fixed
18mth
Fixed
2yrs.
Fixed
3yrs.
Fixed
4yrs.
Fixed
5yrs.
Standard interest rate (% p.a.) 5.75 5.15 5.25 - 5.35 5.50 5.70 5.99
Special interest rate (% p.a.) 4.89 3.99 3.15 3.70 3.15 3.79 4.35 4.45

Conditions that apply to all special interest rates: BOCNZ fixed mortgage special interest rates require a minimum of 20% equity in the security property provided to BOCNZ. These special rates are also subject to the general conditions listed below.

General conditions that apply to all interest rates: Interest rates are subject to change or withdrawal at any time without prior notice. BOCNZ's lending criteria, terms, conditions and fees apply. An early repayment adjustment may apply if you break an existing fixed interest rate period.

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