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Residential Mortgage Interest Rates (20200114)

2020-01-14

The following information is current from Tuesday, 14 January 2020 and is subject to change.

  Floating Fixed
6 mth
Fixed
1 yr
Fixed
18 mth
Fixed
2 yr
Fixed
3 yr
Fixed
4 yr
Fixed
5 yr
Standard Interest Rate (% p.a.) 5.75 5.15 5.25 - 5.35 5.50 5.70 5.99

General conditions that apply to all interest rates:

  • Bank of China (New Zealand) Limited ("BOCNZ") fixed mortgage interest rates require a minimum of 20% equity in the security property provided to BOCNZ.
  • Minimum lending of $300,000.00
  • Maximum lending term of 30 years
  • BOCNZ's lending criteria, terms, conditions and fees apply. An early repayment adjustment may apply if you break an existing fixed interest rate period.
  • Interest rates are subject to change or withdrawal at any time without prior notice. You should seek confirmation of interest rates from us before you take out any home loan.

 

 

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