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Apply for BOC DCP and Receive up to S$520 Cash Rebate!(8 Aug - 31 Oct 2017)


Promotion Theme

Apply for BOC Debt Consolidation Plan (DCP) and Receive up to S$520 Cash Rebate!

Promotion Period

8 Aug 2017 to 31 Oct 2017


Individual with annual income more than S$30,000

Promotion Details

Refinance all your outstanding balances on your unsecured loans and credit cards from other financial institutions with BOC. Apply for BOC DCP during the promotion period to enjoy a hassle-free, one loan repayment plan, and low interest rate. What’s more, receive up to S$520 cash rebate on your credit card without any spend!

Approved Loan Amount Tenure Promotion
Low Interest Rates Cash Rebate
Below S$50,000 1-7 years 7% p.a.
(EIR from 7.78% p.a.)
8-10 years 8% p.a.
(EIR from 8.67% p.a.)
S$50,001 and above 1-7 years 7% p.a.
(EIR from 7.78% p.a.)
8-10 years 8% p.a.
(EIR from 8.67% p.a.)

For product details, full terms and conditions and FAQ, please visit

Otherwise, please contact our 24-hr Customer Service hotline at 1800 338 5335 for more information.

Terms and Conditions

Terms and Conditions Governing the BOC Debt Consolidation Plan Credit Card Cash Rebate Promotion

These terms and conditions for the BOC Debt Consolidation Plan (“DCP”) Credit Card Cash Rebate Promotion (“Cash Rebate Promotion”) are additional to, and shall be read together with, the Terms and Conditions Governing Debt Consolidation Facility and the terms contained in the prevailing BOC Cardmember Agreement, both of which shall continue to apply.

Unless the context otherwise requires or these Terms and Conditions expressly provide otherwise, all words and expressions defined in the Terms and Conditions Governing Debt Consolidation Facility and the prevailing BOC Cardmember Agreement shall have the same meanings when used or referred to below.

1. The Cash Rebate Promotion is available to new applicants who successfully apply for the DCP (each an “Eligible Customer”) (which comes with a BOC Credit Card (“Card”)) within the period commencing 08 Aug 2017 to 31 Oct 2017, both dates inclusive.

2. Under the Cash Rebate Promotion, an Eligible Customer will receive a S$188 cash rebate for DCP approved loan amount below S$50,000 or S$520 cash rebate for DCP approved loan amount above $50,001, which will be credited into the Eligible Customer’s Card account within three (3) months from the date of DCP approval.

3. The cash rebate may only be used to settle card transactions incurred on the Card. The cash rebate may not be: (i) converted to or exchanged for cash; (ii) transferred or paid to any person in any manner whatsoever; (iii) used to settle or pay any other liability of any person whatsoever; or (iv) applied towards settlement of any other liabilities of the Eligible Customer.

4. All unused cash rebate will be forfeited on the earlier of: (i) the expiry of such cash rebate at the end of two (2) calendar years from the month on which the cash rebate was first credited into the Card account; or (ii) BOC’s receipt of the Principal Cardmember’s request to terminate his/her Card; or (iii) the termination of the Card by BOC for any reason whatsoever.

5. The Eligible Customer’s DCP account and the Card account must be in good standing at the time of crediting of the cash rebate. In the event the DCP account or the Card account is delinquent, terminated or suspended for any reason whatsoever before cash rebate is credited, BOC reserves the right to forfeit the cash rebate at its sole discretion.

Other Terms and Conditions applicable to Cash Rebate Promotion

1. BOC reserves the right in its absolute discretion to: (a) reject any BOC DCP application without assigning any reason or whatsoever; and (b) amend, supplement or vary any of the terms and conditions of the Cash Rebate Promotion (collectively, “Terms and Conditions”) or change, cancel or withdraw the Cash Rebate Promotion at any time without giving any reason or prior notice.

2. In the case of any dispute, BOC’s decision on all matters relating to the Cash Rebate Promotion shall be final and binding and no correspondence will be entertained.

3. BOC shall not be responsible or liable in any way to any customer or any other person for any loss, damage, liability, expenses of whatsoever nature and howsoever arising or suffered by the customers or any other person arising out of or in connection with the Cash Rebate Promotion, including without limitation, any loss, damage or expense incurred or sustained by reason of any late notification or non-notification by any party.

4. In the event of any inconsistency or discrepancy between these Terms and Conditions and any brochure, marketing or promotional material relating to the Cash Rebate Promotion, these Terms and Conditions shall prevail.

5. Should there be any inconsistency between the English and the Chinese version of these Terms and Conditions, the English version shall prevail.

6. These Terms and Conditions shall be governed by the laws of Singapore and each Eligible Customer irrevocably submits to the non-exclusive jurisdiction of the Singapore courts.

7. A person who is not a party to these Terms and Conditions has no right under the Contracts (Rights of Third Parties) Act (Chapter 53B) of Singapore to enforce any of these Terms and Conditions.

8. By participating in the Cash Rebate Promotion, each Eligible Customer shall be deemed to have read, understood and accepted these Terms and Conditions.

9. All information is correct at the time of publishing or posting online.

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