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Personal SGD Time Deposit Promotion Rates (20240617)

Tenor Interest Rates (%p.a.)
Over the Counter Placement Via Mobile Banking Placement*
S$10,000 and above (Over the Counter)
S$500 and above (Via Mobile Banking*)
1 month 2.90 3.00
2 months 3.20 3.30
3 months 3.40 3.50
4 months 3.25 3.35
5 months 3.20 3.30
6 months 3.20 3.30
9 months 3.00 3.05
12 months 3.00 3.05
18 months 2.60 2.70
24 months 2.50 2.60

*This promotional rate is only applicable to personal banking customers with placement via BOC Mobile Banking.

The rates are indicative and applicable to personal customers only. For the avoidance of doubt, the Promotion Rates applicable shall be the rates at the point of your Time Deposit placement. Content of this page shall not be reproduced in whole or part without prior consent from Bank of China.

Deposit Insurance Scheme:Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Please visit for full details.

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