Personal Time Deposit Promotion Rates (20240930)

Currency	Minimum Amount	Tenor	Interest Rates (%p.a.)
			Counter Promo Rates	Mobile Banking Promo Rates (New Placement) *
SGD	S$10,000 and above  (Over the Counter） S$500 and above  (Via Mobile Banking)	1 month	2.60	2.70
		2 months	2.70	2.80
		3 months	2.80	2.90
		4 months	2.75	2.85
		5 months	2.70	2.80
		6 months	2.70	2.80
		9 months	2.60	2.70
		12 months	2.60	2.70
		18 months	2.20	2.30
		24 months	1.90	2.00
USD	USD 10,000	1 month	-	4.90
		3 months	-	4.85
		6 months	-	4.60
AUD	AUD 10,000	1 month	-	3.60
		3 months	-	3.90
		6 months	-	4.10
NZD	NZD 10,000	1 month	-	4.80
		3 months	-	4.70
		6 months	-	4.50
EUR	EUR 10,000	1 month	-	3.00
GBP	GBP 10,000	1 month	-	4.50

 

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• ^*Mobile Banking Promo Rates will be applicable to New Placement via BOC Mobile Banking APP only. A Savings Account or Current Account is required to make Time Deposit placement via Mobile Banking. 
• Premature withdrawal of Time Deposit may lead to losses in interest. 
• The rates are indicative and applicable to personal customers only. For the avoidance of doubt, the Promotion Rates applicable shall be the rates at the point of your Time Deposit placement.
• In the event of any discrepancy between the interest rates published on BOC official website and those available via mobile banking or at the counter, the rates offered through mobile banking or at the counter shall prevail.
• Content of this page shall not be reproduced in whole or part without prior consent from Bank of China. 

Deposit Insurance Scheme：Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Please visit www.sdic.org.sg for full details.