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0%利率中银余额转账


 

借贷额外现金的精明选择

与其每个月缴付24%利率来支付您的信用卡账单, 不如现在就申请中银余额转账。 您能在3或6个月享有0%利率,这将是高达75%的优惠!

任期 3 个月 6 个月
利率 0% 0%
一次性手续费 1.8% 3%
实际利率(每年) 7.49% 6.38%

使用中银余额转账能让您节省更多

余额转账金额S$10,000 3 个月 6 个月
使用其他信用卡需缴付24%的年利率 S$600 S$1,200
使用中银信用卡余额转账免付利率 S$0 S$0
一次性手续费 S$180 S$300
节省金额 S$420 (节省70%) S$900 (节省5%)

您可轻松从中银信用卡/易达钱转账去任何一个银行账户,使用该笔款项来支付账单或支取现金投资任何用途!

今天就来转账!只需,填写以下表格并邮寄给我们或传真至6532 6318。

请点击下载申请表格

立即申请

欲知更多详情,请拨打我们24小时服务热线1800 338 5335。

中银余额转账规则与条款:

1.The minimum transfer sum is S$1000 or such other amounts as determined by Bank of China Limited, Singapore Branch (“BOC”) at its discretion (the “transfer amount”). No cancellation or change of the transfer amount will be allowed after submission of your application.

2.This promotional fund transfer facility is available to BOC Credit Card / MoneyPlus account(s) holder only.

3.BOC Credit Card / MoneyPlus Fund Transfer is available to BOC Credit Card / MoneyPlus account(s) holder with an annual income of at least S$30,000 at the point of BOC Credit Card / MoneyPlus Fund Transfer application.

4.BOC shall, on its approval of each Fund Transfer application, charge the non-refundable processing fee on the fund transfer amount from the eligible applicant’s BOC Credit Card and/or MoneyPlus account(s).

5.BOC Credit Card / MoneyPlus Fund Transfer is applicable to any credit card/credit line/bank account(s) held with any bank or financial institution in Singapore, other than BOC. The credit card/credit line/bank account(s) to be credited must be in the name of the applicant. BOC will not accept any fund transfer application in a foreign currency.

6. Each BOC Credit Card / MoneyPlus Fund Transfer application is subject to the applicant’s BOC Credit Card / MoneyPlus account(s) being in good standing, as determined by BOC at its sole discretion. If BOC determines at any time that the applicant’s BOC Credit Card / MoneyPlus account(s) is not in good standing, BOC reserves the right to adjust the processing fee and / or interest rate (where applicable) to be applied to the fund transfer. Should the transfer amount requested exceed the applicant’s approved credit limit on the applicant’s BOC Credit Card / MoneyPlus account(s) at the time of the application, BOC will determine at its sole discretion the final approved amount to be transferred and BOC’s decision shall be final and binding on the applicant.

7.The applicant shall continue to make payment to their other bank credit card/credit line account(s) which the BOC Credit Card / MoneyPlus Fund Transfer relates, until such other bank credit card/credit line/bank account(s) have been credited with funds by BOC. BOC bears no responsibility for any overdue payment or interest incurred arising from any delay in the said Fund Transfer. In addition, any charges, fees, interest or losses incurred by BOC in connection with the applicant’s Fund Transfer, including without limitation, any fees and charges whatsoever and howsoever imposed by the bank or financial institution of the applicant’s credit card/credit line account(s), shall be borne solely by the applicant.

8.0% interest rate is applicable only to the amount approved and transferred and not to existing outstanding balances or amount(s) subsequently incurred on the applicant’s BOC Credit Card / MoneyPlus account(s). 0% interest rate will expire on the last day of the promotional fund transfer tenure or when the approval amount is fully paid, whichever is earlier. Thereafter, BOC Credit Card / MoneyPlus prevailing interest rate or such other rates as BOC may stipulate from time to time, shall apply on all outstanding amounts. BOC reserves the right to vary the interest rate chargeable and the basis of interest calculation at any time.

9.By making this BOC Credit Card / MoneyPlus Fund Transfer application, the applicant agrees to be liable for the total Fund Transfer amount and processing fee.

10.BOC reserves the right to reject any Fund Transfer application and / or approve only part of the transfer amount requested without assigning any reason or whatsoever.

11.The terms and conditions contained herein are in addition to the terms and conditions in the BOC Cardmember Agreement (“BOC Cardmember Agreement”) and the BOC MoneyPlus Terms and Conditions (“BOC MoneyPlus Terms and Conditions”), which shall continue to apply in full force and effect. In the event of any inconsistency between these terms and conditions and BOC Cardmember Agreement and / or BOC MoneyPlus Terms and Conditions, these terms and conditions shall prevail.

12.If there are any discrepancies or inconsistencies between the English version and the Chinese translation, the English version shall prevail.

13.BOC’s decision on all matters relating to this promotion shall be at its absolute discretion and shall be final and binding on the applicant.

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