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中银0%利息分期付款计划推广活动


2014-11-10

活动主题

中银0%利息分期付款计划推广活动

活动对象

所有持有中银信用卡的消费者

活动时间

2014年十一月四日至2015年一月三十一日

活动规则

由现在到2015年一月三十一日,消费$1,000元以上在分期付款计划中,可获得$10元FairPrice的礼券.

在iStudio用分期付款计划中消费, 可获得耳机。

规则与条款:

  • All payments will have to be made by locally issued BOC Credit Cards
  • The minimum purchase amount for purchase of good(s) and service(s) from the designated merchant shall be of S$500 (“the Purchase Amount”)
  • The available combined credit limit for your card account, (excluding any temporary credit increase) is sufficient to block out the Purchase Amount;
  • You shall pay the Purchase Amount over such tenure and in such amounts as the Bank may from time to time determine and approve (“Instalment”)
  • Your available credit limit will be reduced by blocking out an amount equivalent to the Purchase Amount but will be progressively restored by the amount of each Instalment is paid and to the extent that actual payment is received by the Bank;
  • It is not allowed to change the tenure or the instalment amount of the IPP.
  • Each Instalment will be charged to the Card Account and will be treated in the same way as any other card transaction charged to your Card Account. Each Instalment payable will be reflected in your monthly statement of account and be payable by you in accordance with the terms of the Cardmember’s Agreement. In particular, interests and late payment charges will be levied if applicable.
  • A redemption fee of S$150 (or such other amount as the Bank may determine from time to time in its absolute discretion) will be levied if you terminate the IPP (whether the termination is arising from the termination of your Card Account or otherwise) or if you prepay your IPP. All unpaid instalments will then be debited to your Card Account and become immediately due and payable. Such redemption fee will be payable regardless of subsequent revocation or any repayment or your failure to make full repayment and will not be refundable. No partial prepayment is allowed for the IPP.
  • The Bank is not the manufacturer or supplier (or agent thereof) of any of the product(s) or service(s) purchased using IPP. The Bank shall not be in anyway liable, for any claims, injury, expense, loss or damage brought or incurred by any party whosoever, or for any other matter arising from or in connection with the use of the product(s) or supply or any service(s) purchased under IPP. Any complaints or comments in relation to any product(s) or service(s) purchased or any accompanying terms and conditions are to be directed to the relevant manufacturer or supplier.
  • Upon occurrence of any one or more of the following events, the Bank shall be entitled to bill the aggregate sum of the remaining IPP instalments to you forthwith:

a) You are in breach of any of these terms or any provision of the Cardmember’s Agreement;

b) The available combined credit limit for your card account is insufficient to block out the Purchase Amount of your purchase;

c) The Bank terminates or suspends your card account;

d) You terminate your card account;

e) You terminate the IPP transaction;

f) You successfully return the product(s) /or cancel the service(s) purchased under IPP to the merchant and obtain a refund thereof;

g) Your death, bankruptcy or other legal disability; or

h) Any provision herein is declared by any judicial or competent authority to be void, voidable or otherwise unenforceable. The net amount will be reflected as a charge in your monthly statement of account and, except in situation stated in Clause 7(f) above, be payable by you in accordance with the terms of the Cardmember’s Agreement. If Clause 7(f) applies, the merchant will pay the refunded amount directly to your card account and this will be reflected in your statement of account.

  • Rewards points will not be awarded for transactions utilised under the IPP.
  • The Bank reserves the rights at its absolute discretion to amend, vary or modify these terms from time to time without notice and you agree to be bound by such amendments.
  • The Bank’s decision on all matters relating to IPP shall be conclusive and no correspondence shall be entertained.
  • These terms shall be governed by the laws of Singapore and you agree to submit to the non-exclusive jurisdiction of the courts of Singapore.
  • Unless the context otherwise requires, words and expressions which respectively defined or construed in the Cardmember’s Agreement shall have the same meanings when used or referred herein.
  • If there is any conflict between these terms and the terms in the Cardmember’s Agreement, these terms shall prevail and the Cardmember’s Agreement shall be deemed to be modified to the extent necessary to give effect to these terms.
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