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   BOC Singapore >> Self Services >> Mobile Banking



Manage your finances and your daily banking needs easily via your mobile device with Bank of China Mobile Banking!

1. Registration

Simply register for Mobile Banking Service via our Personal Online Banking platform or at any of our BOC branches.

After you have registered for our Mobile Banking service via our Personal Online Banking platform or any BOC branch, search for BOC Mobile Banking and download the APP from Apple’s App Store or Google Play.For more details, please click: Bank of China Mobile Banking APP Download.

2. SMS OTP Login

SMS OTP Login is a new feature introduced for both our Personal Online and Mobile Banking. It serves as an alternative second factor authentication on top of our current eToken.

A 6-digit OTP will be sent to your registered mobile number via SMS to authorise and complete your login to Personal Online or Mobile Banking services.

IMPORTANT NOTE: Providing you a secure online experience is our highest priority. We recognise that your privacy and security are of the utmost importance and have devoted a great deal of effort to ensure that your personal information is safeguarded. Existing customers who would like to register for this service can proceed to any of our BOC branches and apply for SMS OTP Login service on-the-spot.

3. Simple & Secured Access

Log in with your Mobile Banking username, password, eToken/SMS OTP and captcha code to access our Mobile Banking services.

4. Account Summary

Keep your finances in control. You can swipe to view your bank balances, transaction history and cards details.

5. Transfer and Remittance

Managing your money is simple, instant and convenient. Transfer funds to anyone in Singapore or overseas in a few simple steps.

For local transfers, you can choose to transfer your funds to other local banks via FAST/GIRO or MEPS. With our RMB Pre-Settlement service, you can choose to transfer funds to China and enable the beneficiary to receive money in RMB by remitting SGD/USD from Singapore.

6. Bill payment

Save the hassle of writing cheques and queuing at the branch with online bill payment. Avoid late payment charges as well as you can make an immediate payment or set a future date for your bill payment.

7. Global service

Global service will enable you to link and view your Bank of China accounts from different countries/regions under a consolidated site at Bank of China Singapore. 

8. Customise your favourite shortcuts

You will be able to customise your favourite shortcuts for easy access.

9. Enhanced security

Secure your online transactions with Transaction Signing using our new generation eToken. For more details, please click: Security Tips.


It’s easy to get started.

To find out more, please click: Bank of China Mobile Banking FAQ

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