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Gold Savings Account

Gold Settlement Account (SGD)



Enjoy the convenience of buying and selling Gold at ease without the risk of keeping physical gold.

Product Features

Gold Savings Account has two components: Gold Savings Account and Gold Settlement Account.

Gold Savings Account is meant for the investment and trading of gold.

Gold Settlement Account is meant for depositing funds and settling the transaction made via Gold Savings Account.

Minimum purchase amount is 5 grams per transaction.

Eligible Applicants

Singapore Citizen, Permanent Resident, Foreigner who holds employment pass or work permit with valid ID and Passport.

Application Requirements

Customers must be at least 18 years old.

Application Procedures

For Singapore Citizen and Permanent Resident, please bring your NRIC. For Foreigner, please bring your valid passport, pass and proof of address.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Please visit for full details.


Investments in gold are not guaranteed by the Bank and are subject to investment risks, including but not limited to the possible loss of the principal amount invested. Value of the investments can go up or down, depending on the fluctuations in international and/or local gold market and foreign exchange market.

*Bank of China Limited, Singapore Branch will be discontinuing Gold Savings Account opening services from 31 May 2023 onwards. For existing Gold Savings Account holders, all purchase of gold through Gold Savings Accounts will be discontinued with effect from 31 May 2023. There will be no change to the sale of gold through Gold Savings Accounts.

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