|
Introduction
Mortgage Loans are applicable for all landed or non-landed private residential properties.
Purpose:
1) Housing Loan:- For owner occupation/investment on new purchase or resale properties and refinancing.
2) Term Loan:- For Personal/Investment usage.
Product Features
• Transparency on your home loan rates which are pegged through our Singapore Interbank Offered Rate (SIBOR)
• Stability and no rate surprises by fixing your home loan rates for the initial years
• Competitive variable interest rates
• Flexibility to choose from a range of financing packages to suit your requirements
Group of Customers
• First Time Buyers
• Upgraders
• Investors
• Re-financing
Eligible Applicants
1.Individuals aged between 21 to 65 years old.
2.Minimum income of SGD24,000 per annum.
3.Singapore Citizens, Permanent Residents and Foreigners may apply.
Documents Required
• Option to Purchase or Sales and Purchase Agreement.
• Latest computerised payslip or Income Tax Assessment (submit 2 year’s Tax returns if you are self-employed).
• Latest CPF statement of account / CPF members contribution history statement.
• Loan statements for the preceding 6 months from existing financier (if applicable).
• Evidence of sale of existing property (if applicable).
• A copy of NRIC /passport.
• Tenancy Agreements (if any).
Application Procedures
Please visit our Branch or any of our Sub-branches.
|
