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   BOC Singapore >> Personal Banking >> Personal Loans

Mortgage Loans (Housing Loan, Term Loan)



Mortgage Loans are applicable for all landed or non-landed private residential properties.


1) Housing Loan: - For owner occupation/investment on new purchase or resale properties and refinancing.

2) Term Loan: - For Personal/Investment usage.

Product Features

We offer competitive variable interest rates packages to suit your requirements:

  • Floating rate packages pegged with 3M Compounded SORA. 3M Compounded SORA is a transparent benchmark rate that published by MAS and it will vary in accordance to market condition.
  • Fixed rate packages offer stable monthly instalment during the lock in and not be affected by volatile market condition.

Group of Customers

  • First Time Buyers
  • Upgraders
  • Investors
  • Re-financing

Eligible Applicants

1. Individuals aged between 21 to 65 years old.

2. Minimum income of SGD24, 000 per annum.

3. Singapore Citizens, Permanent Residents and Foreigners may apply.

Documents Required

  • Option to Purchase or Sales and Purchase Agreement (for new purchase).
  • Latest computerised payslip or Income Tax Assessment (submit 2 year’s Tax returns if you are self-employed).
  • Latest CPF statement of account / CPF members’ contribution history statement.
  • Loan statements for the preceding 6 months from existing financier (for refinance).
  • Evidence of sale of existing property (if applicable).
  • A copy of NRIC /passport.
  • Tenancy Agreements (if any).

Application Procedures

Please visit our main branch or any of our Sub-branches.

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