ENGLISH | 简体中文


   BOC Singapore >> Personal Banking >> Personal Loans

BOC Debt Consolidation Plan (DCP)


Having to keep an eye on multiple repayments for your individual unsecured facilities? No more hassle with one-stop service by consolidating all your credit cards/unsecured loans balances with BOC Debt Consolidation Plan (DCP). BOC DCP helps you payoff high interest balances with lower interest rate.

Debt Consolidation is a debt refinancing program which offers a customer the option to consolidate all his unsecured credit facilities (such as credit cards and some types of unsecured loans) across financial institutions with BOC.

Product Benefits

  • One of the lowest interest rate
  • Fixed monthly repayment up to 10 years
  • Complimentary BOC Credit Card 1
  • One-stop service


  • Singapore Citizen or Permanent Resident
  • Minimum annual income of S$30,000
  • Applicant age from 25 years old and above
  • Total interest-bearing unsecured debt on all credit cards and unsecured credit facilities with financial institutions in Singapore that exceeds 12 times of your monthly income

How to Apply

To apply, SMS BOCCARD<space>DCWS<space>NAME<space>NRIC/Passport Number to 79777 or contact our 24-hr Customer Service hotline at 1800 338 5335.

Terms and Conditions

Frequently Asked Questions

1Complimentary BOC Family Card will be issued with no annual fee during the DCP loan tenure. Other terms and conditions apply. All information is correct at the time of publishing.

  [ Close ]

· RMB Products and Services
· Account Opening Witness Services

Personal Banking

     Personal Loans
     Remittance & Exchange
     Wealth Management
     Private Banking
     Other services

  ·Personal Data Protection Policy  ·Terms & Conditions  ·Copyright  ·Contact Us  
Copyright © BANK OF CHINA(BOC) All Rights Reserved.