ENGLISH | 简体中文


   BOC Singapore >> Personal Banking >> Personal Loans

BOC Debt Consolidation Plan (DCP)


Debt Consolidation is a debt refinancing program which offers you the option to consolidate all your unsecured credit facilities (such as credit cards and some types of unsecured loans) across financial institutions with BOC.

Product Benefits

  • Enjoy attractive interest rate
  • Fixed monthly repayment up to 10 years
  • Complimentary BOC Credit Card 1


  • Singapore Citizen or Permanent Resident
  • Annual income of S$30,000 and above
  • Applicant: Age 25 and above
  • Total interest-bearing unsecured debt on all credit cards and unsecured credit facilities with financial institutions in Singapore exceeds 12 times of your monthly income

How to Apply

To apply, SMS BOCDCP<space>WS<space>NAME<space>NRIC/Passport Number to 75665 or contact our 24-hr Customer Service hotline at 1800 338 5335.

Terms and Conditions

Frequently Asked Questions

1Complimentary BOC Family Card will be issued with no annual fee charged during the DCP loan tenure. Other terms and conditions apply. All information is correct at the time of publishing.

  [ Close ]

· RMB Products and Services
· Account Opening Witness Services

Personal Banking

     Personal Loans
     Remittance & Exchange
     Wealth Management
     Private Banking
     Other services

  ·Personal Data Protection Policy  ·Terms & Conditions  ·Copyright  ·Contact Us  
Copyright © BANK OF CHINA(BOC) All Rights Reserved.