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   BOC Singapore >> Information >> Rates >> Personal Savings Account Board Rate

Personal Savings Account Board Rates (20230101)

Account Currency Deposit Amount Interest Rate (%P.A.)
SGD Savings Account,  Multi-Currency Savings Account SGD Below 5,000 0.15
5,000 to below 20,000 0.20
20,000 to below 50,000 0.30
50,000 to below 100,000 0.30
100,000 and above 0.40
Multi-Currency Savings Account USD Any amount 0.25
RMB Any amount 0.50
AUD Any amount 0.05
NZD Any amount 0.05
Current Account Any currency Any amount 0.00

Rates are indicative and subject to change.

Interest will be computed based on the rates corresponding to the account total balance.

All interest rates shown are annual rates and only applicable for individual deposit customers.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments,

structured deposits and other investment products are not insured. Please visit for full details.

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